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💳 Credit Card Payoff Calculator
See exactly how long it’ll take to wipe out your credit card debt — and how much paying more saves you.
Your debt
$
Check your statement — average US APR is ~22%.
Payoff plan
$
Payoff time
34
months (2.8 yrs)
Total interest paid
$1,750
on top of principal
Total paid
$6,750
principal + interest
💸 vs. paying only the minimum
You save
$6,928
in interest charges
And pay it off
103 mo (9 yrs)
faster
Balance over time
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