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💵 Income Tax Calculator

Estimate your 2025 federal income tax using IRS brackets and standard deduction.

Your Income

e.g., 401(k), HSA, traditional IRA contributions (above-the-line)

Standard deduction (Single): $15,000

Total deductions: $15,000

Taxable income: $65,000

Estimated Federal Tax

$9,214

Effective rate: 11.5%
Marginal rate: 22%

Take-Home (Federal only)

$70,786

Refund / Owed

$786

Bracket Breakdown
RateTaxable in BracketTax
10%$11,925$1,193
12%$36,550$4,386
22%$16,525$3,636

Uses 2025 IRS tax brackets and standard deduction. Estimates federal income tax only (excludes state tax, FICA, AMT, credits). For reference only — consult a tax professional.

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