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🧑‍💻 Self-Employment Tax Calculator

Calculate the 15.3% SE tax (Social Security + Medicare) on your 1099 / freelance income.

Your Self-Employment Income

Gross 1099 income minus business expenses

Reduces the Social Security wage base available for SE tax.

SE earnings × 92.35% = $55,410.00

2025 SS wage base: $176,100.00

Additional Medicare threshold (Single): $200,000.00

Total Self-Employment Tax Owed

$8,477.73

Effective rate: 14.13%

Social Security (12.4%)

$6,870.84

Medicare (2.9%)

$1,606.89

💡 Deductible Portion

Half of your SE tax is deductible above-the-line on your federal return.

$4,238.87

This reduces your federal income tax (not your SE tax itself).

Uses 2025 Social Security wage base ($176,100.00). SE tax does not include federal/state income tax. For reference only — consult a tax professional.

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